VRIDHI – "Planning, for Your Financial Prosperity"

The Financial System is a Constant Changing area where it is difficult for a person to keep pace with the changes.

Financial Planning is a process where a person can plan in such a way that he tries to meet all expenses/commitments on schedule till his/her death, hence not being dependent on anyone. The process involves foreseeing the future requirements and allocating resources today!

*Most people confuse and relate Financial Planning just to Investments, which is totally wrong, Financial Planning is much wider subject than many think so!

Why Financial Planning?

Let’s give a thought over the below few questions and we would get the answers ourselves.

1.   Concept of Joint Family is dying fast, we have to take care of ourselves in the current nuclear family system, which can be done only if we plan properly.

2.   This is not to scare you but the hard fact is that life has become so unpredictable. Diseases, Accidents, Terror, etc., can strike anyone anywhere. Even a small appendix operation could lead you spend minimum Rs.20000/- in a small hospital.

3.   Inflation is biting into pockets of everyone. A family could survive with Rs.5000/m in the year 1998 imagine the scenario today yourself. If your monthly household expenses are Rs.25000 today the same would be Rs.41000/m approx ten years hence at just 5% inflation rate.

4.   If we require hot cash today in case of an emergency, be it for hospital expenses, children’s fees, in case you miss a months salary due to sudden unexpected lay off, etc., would you like to seek help from relatives, friends? If yes how many would seriously help you? How nice would it be if you have a plan in place to meet such adversities?

5. Would you like to plan for a Foreign Trip with your family? or would you like to plan for a bigger better House and a Car?

Many more situations like the above can be mentioned, but we feel the answer to the question “Why Financial Planning” has been already answered in your mind.

Vivek Karwa being a Practising Certified Personal Financial Advisor, CERTIFIED FINANCIAL PLANNER^CM, and Certified International  Wealth Manager* hence can help you achieve your Financial Goals & Aspirations.

You for Sure require our Expert Service in case:

1.You are too busy: If you are very busy in your existing job/business then its most likely your money may not be working as hard as you are! Proper planning can help you optimise your financial performance.

2.You randomly invest or buy products: No Product can be termed as Good or Bad, the real fact is we have to choose which suits us best. Product ABC may suit one person and Product XYZ may suit another! We will help you choose which suits you most. Beware of product sellers who say theirs is the best and all others are bad!

3.Your existing agent deals only in one product: In this case the Agent will only sell you the product which he gets commission from irrespective of it being useful for you or not!

There are many such Agents in the market who deal only in Mutual Funds or Insurance or Post Office etc,. Hence they can advice you only what is good for themselves!

Our Chief Planning Officer Mr.Vivek Karwa terms these agents as “ONE MEDICINE DOCTORS”

4.You have multiple agents for multiple products: This is a result of above point. No agent will know fully about you hence deal with people who can advise you across the spectrum.

We at VRIDHI can help you plan irrespective of your geographical location. Since ours is Knowledge based service, we can help you over Telephone/Internet/Email.

Mr. Vivek Karwa is fluent in Hindi, English, Marwadi, Tamil… hence Geography and Language cannot be a Barrier for you to get Right Advice!

For all details, contact us in your own Interest!

Vivek Karwa, CPFA., CFP^CM, CIWM*

Financial Planner & Wealth Manager

To contact us: Click Here

Also Read:

1.http://vridhi.co.in/2012/02/23/whom-to-approach-for-financial-advice/

2.http://vridhi.co.in/2009/04/25/importance-of-financial-planning/

3.http://vridhi.co.in/2009/07/29/tips-to-select-the-right-financial-planner/

 (we at VRIDHI charge affordable and reasonable Fees for our services. This ensures that you get the Right Advice and Professional Service)

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